Experts Explain How 'The Average Joe' Can Fly First Class Using Credit Card Points

Experts Explain How 'The Average Joe' Can Fly First Class Using Credit Card Points

Have you ever walked past the luxurious first-class cabins, glimpsed the champagne and lie-flat beds, and thought, "I wish I could afford to fly like that"? Well, it's time to think again. Contrary to popular belief, flying first class isn't just for the wealthy and the elite.

According to experts like David Boyd from CreditCardCompare.com.au and Steve Hui from iFly Flat, the average Joe or Jane can also experience the height of airborne luxury with a little know-how and strategic use of credit card points.

Flying first class doesn't have to remain a dream reserved for the rich and famous. With the right approach to credit card points, anyone can unlock the door to the luxury travel experience. "It's about being smart with your spending and strategic with your points. Do that, and you'll be amazed at where it can take you," David Boyd explains.

Here's how you can start flying first class…

Build, Earn or Hack Credit Card Points

First and foremost, it's crucial to understand the value of credit card points and how they can be used to purchase or upgrade to first-class tickets.

"Most people underestimate the value of their points, thinking they're only good for a toaster or a discount on their next shopping trip. But with the right strategy, you can use them to unlock experiences worth thousands of dollars," says David Boyd. Boyd emphasises that the key is to sign up for credit cards with generous sign-up bonuses and high point-earning rates on everyday spending.

Choosing the Right Credit Card

Not all credit cards are equal, especially when earning potential for first or business-class travel. Steve Hui, the 'points whisperer,' suggests, "Look for cards that offer bonus points on categories where you spend the most, whether that's groceries, dining, or travel. And, always watch for promotions that allow you to earn extra points."

Hui also highlights the importance of cards with point transfer partnerships with airlines, as this can significantly increase the value of your points.

Strategic Spending and Points Accumulation

Once you've got the right card, it's all about strategic spending. "Use your credit card for everything – and I mean everything. From your morning coffee to your utility bills. Just make sure you pay off the balance in full each month to avoid interest charges," advises Boyd. This method ensures that every dollar you spend works towards your first-class goal.

Maximising Point Value

When redeeming points for first-class flights, timing and strategy are everything. "Don't just look at direct routes. Sometimes booking a flight with a stopover can offer better value for your points," suggests Hui. He also recommends being flexible with travel dates and times to get the most bang for your buck (or point, in this case).

The Social Proof

Boyd and Hui have countless success stories of 'average' individuals who've flown first class by following these strategies.

The possibilities are endless, from a young couple who spent their honeymoon in the skies, sipping champagne and enjoying gourmet meals to a retiree who fulfilled his dream of flying first class to Japan.

Credit Card Point Experts:

David Boyd, credit card expert, Co-founder and CEO of Credit Card Compare, Australia’s dedicated credit card comparison website.

Steve Hui, reward points expert, aka ‘The Point Whisperer,’ is the Founder and CEO of iFly Flat, Australia's premier travel rewards advisor.