Traveling can lighten up the frayed horizons of your life when it seems too drab. Your journey becomes even more interesting if you travel with a credit card that offers traveling benefits.  

You can get the best travel credit card in the UAE by browsing through a variety of choices that are offered by a variety of banks and non-banking financial organizations. If you are familiar with the basics and you know how to find the right card, then you are set to enjoy maximum benefits. Travel credit cards in the UAE come with various attractive reward programs, guest miles, cashback schemes, and more to help you save the most on your travel plans. There are various other special perks that you can get if you choose your credit card wisely.

Banks in the UAE offer numerous credit cards and its likely to feel overwhelmed with the choices. To help you make the right choice, we are here with an ultimate guide that’ll help you pick up the best travel credit cards in the UAE. 

Things to Consider While Choosing a Travel Credit Card in the UAE

Here is a list of things you must keep in mind while choosing a travel credit card in the UAE.

• A Huge Welcome Offer: The best travel credit cards in the UAE offer attractive welcome offers for the applicants. Most credit card lenders offer guest miles or cashback points as a welcome bonus to attract more applicants. You might need to meet some minimum spending threshold to avail of this benefit, but as soon as this welcome bonus gets credited to your credit card account, it may get you closer to buying a free flight or hotel stay. Make sure you choose a travel credit card with a huge welcome offer.
   

• Low Annual Fee: Most travel credit cards in the UAE that offer excellent travel benefits come with an annual membership fee requirement. Travel credit cards with an annual fee also offer better reward schemes and other offers. These rewards help cardholders get better access to the services and have complimentary travel protection. It is worth paying an annual fee for the cardholders who travel a lot, as they save more than they spend on the fees.
   

• No Foreign Transaction Fees: Travel credit cards are of great use when you are overseas as they get you the best exchange rates. However, if you pay a transaction fee every time you swipe your credit card, it doesn’t become as good. Many banks and financial institutions in the UAE offer travel credit cards with no foreign transaction fee. Make sure you find yourself one of those kinds.
   

• Special Travel Benefits: All the travel credit cards in the UAE offer some additional perks such as airport lounge access, free checked baggage, priority boarding, and much more. With a few travel credit cards in the UAE, you can get special memberships or elite loyalty status. Make sure you choose a credit card with such additional benefits to make your life easier.
   

• Additional Spending Bonus: Most travel credit cards in the UAE offer one reward point for every AED spent. However, some good credit cards will offer extra points for shopping at some selective retailers. If you have some preferred brands or retail outlets where you shop, look for a credit card that is specific to those brands. This will help you earn more cashback or reward points in no time.
   

• Travel Insurance: The best travel credit cards in the UAE offer complimentary travel insurance for cardholders. This helps you get compensation for the inconvenience caused to you due to some unexpected events such as flight delays, loss of luggage, etc. Make sure you choose the travel credit card that offers travel insurance for you and your family members. 

How to Apply for a Travel Credit Card in the UAE?

You can apply for a credit card in the UAE in two different ways.

Apply for a Travel Credit Card Offline

Here are the simple steps to apply for a travel credit card offline.

1. Visit the nearest branch of your preferred credit card provider.
2. Fill out the application form and submit it with all the required documents.
3. Once done, the bank will verify your details and issue a credit card within 5 to 7 working days.

Apply for a Travel Credit Card Online

Here are the simple steps to apply for a travel credit card online.

1. Visit your preferred credit card provider’s website to check the available travel credit card options. 
2. Go through the features and benefits of all the travel credit cards and choose the one that fits all your needs.
3. Download the application form, fill it up, and submit with all the essential documents
4. Once done, the bank representative will contact you to verify your details and ask for your preferred delivery address.

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The Bottom Line

If you are a frequent traveler, getting a travel credit card with excellent reward schemes can be the best idea of putting money back into your pocket. However, you must not spend more than you can afford and know how to use your credit card responsibly.

We hope this guide helps you choose the right travel credit card that offers the perks you want. Make sure you apply for the best travel credit card in the UAE and learn to travel almost for free!